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  1. Home
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  3. January 2022

January 2022

Why Financial Professionals Are Still Important

Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on January 25th, 2022

With the current popularity of robo-advisors, some wonder what the difference is between an algorithm and a financial professional.

Robo-advisors have been able to do something that traditional financial professionals have not: allow those with limited resources to begin creating a portfolio of investments.

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  • Financial Planning
  • General
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How Habits can Impact Your Finances

Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on January 21st, 2022

When people choose to eat healthier or lose weight, they know that they have to change their behaviors. That’s easier said than done, which is why weight loss programs and restrictive diets are popular. They provide a system for controlling portions, managing nutrition, and staying accountable.

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  • General
  • Goals
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Why You Need an Investment Philosophy

Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on January 11th, 2022

Some believe that in a digital world where information travels at light speeds, the playing field between investors and institutions is more level. In reality, information overload can fuel more irrational behavior in investors than provide any advantage.

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  • General
  • Investing
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Social Security Facts for 2022

Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on January 4th, 2022

Approximately 70 million retired Americans collect Social Security benefits. Of those retirees, 8 million also collect Supplemental Security Income (SSI). But Social Security is more than retirement income. It also provides life insurance and survivor benefits.

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  • General
  • Retirement
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