General
How Do I Know if a Financial Professional is the Right Fit?
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on April 26th, 2022
How do you know if your financial professional is the right person to manage your life savings? It’s an important decision and choosing the person (or team) that will help you pursue your financial goals can be tough. It pays to shop around to find the right professional for you and your family. Here are some tips to see if a financial professional is a good fit.
Leave your Legacy through Planned Giving
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on April 19th, 2022
There comes a point in life where you want to begin sharing or gifting all the things you’ve collected over the years—stories, wisdom, financial wealth. And unlike the Ancient Egyptians believed, you cannot take your worldly goods with you when your light goes out. You can share your stories wisdom in a manifesto or through funny tales to your family, but what about the money?
Thinking of Filing for a Tax Extension? Here's What You Should Know
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on April 5th, 2022
Unlike the summer family reunion and work meetings, you can always count on a few specific dates every year. Days like birthdays, holidays, anniversaries, and Tax Day. But even if April 18th is hardwired into your brain and calendar, sometimes it makes more sense to file for an extension instead of the tax deadline.
Financial Literacy for Children
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on March 29th, 2022
In a recent survey by JumpStart Coalition for Financial Literacy, only 26 percent of those between the ages of 13-21 said that they had been taught how to manage money. Yet, when they turn 18, kids are signing contracts for student loans, opening credit card accounts, and in many instances, living away from home with little financial guidance available.
Thinking of Filing for a Tax Extension? Here's What You Should Know
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on March 15th, 2022
Unlike the summer family reunion and work meetings, you can always count on a few specific dates every year. Days like birthdays, holidays, anniversaries, and Tax Day. But even if April 18th is hardwired into your brain and calendar, sometimes it makes more sense to file for an extension instead of the tax deadline.
Making the Long Term Care Decision That’s Right for You
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on March 1st, 2022Don’t Like Where You are Financially? Change Your Behavior
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on February 15th, 2022.jpg)
When people decide that they need to eat healthier or lose weight, they know that they have to change their behavior. That’s easier said than done for most, which is why programs like Nutrisystem and Weight Watchers are so popular; because they provide a system for automatically controlling portions and nutrition.
Why Financial Professionals Are Still Important
Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on January 25th, 2022
With the current popularity of robo-advisors, some wonder what the difference is between an algorithm and a financial professional.
Robo-advisors have been able to do something that traditional financial professionals have not: allow those with limited resources to begin creating a portfolio of investments.