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  3. November 2021

November 2021

What are the Benefits of Saving Early?

Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on November 16th, 2021

For many Americans, the art of saving is something that they have yet to master. This is especially true for those who have just entered the workforce or have gotten their first good-paying job. The mantra of these young professional men and women is often to want to spend instead of saving, and it might be time that changed.

Tags:
  • General
  • Retirement
  • Saving and Investing
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Investment Tips for All Seasons

Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on November 10th, 2021

Intro

If you’ve been investing in stocks or bonds for several years, you may feel like you’re beginning to get a hang of this precarious trade. At this point, you may be making plans to diversify your portfolio or research a more complex investment strategy. But in reality, you should be using this time to get back to the basics.

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IRS Woes: Don't Let Taxes Derail Your Retirement Plans

Submitted by Eric Nichols, ChFC, AIF® | Empowering Your Financial Future on November 2nd, 2021

All United States citizens are subject to income tax from the federal government, even those who are retired. Living on a fixed income in retirement can be difficult, so it’s important to plan accordingly for how you will be taxed to get an accurate picture of your financial health. 

Here’s what you need to know about taxable income in retirement. 

Tags:
  • Retirement
  • Taxes
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